Legal Notice

Materials

Unless otherwise expressly stated to the contrary, Information and any data, content, and materials contained on our website available at https://gearbox.finance and in the documentation available at https://docs.gearbox.finance (collectively with the Information, the “Materials”) are provided for informational and educational purposes only and nothing contained in the Materials constitutes a promise or representation. The Materials should not be relied upon, either wholly or partially, when making any decision. We do not warrant, guarantee or represent, whether expressly or impliedly, that the Materials are true, complete, timely, reliable, accurate, sufficient, non-infringing or fit for a particular purpose, and we will be under no obligation to update or fix such Materials. We shall not be responsible for the accuracy or completeness of the Materials; therefore, any use of such information is at your own discretion and risk, and you are solely responsible for any possible damages or losses arising from such use. You should always conduct your own independent research and thorough investigation.

No Offer or Solicitation

Nothing contained in the Materials constitutes an offer to sell, a recommendation or solicitation to buy, sell or hold cryptocurrencies, Digital Assets or any other assets. Nothing in the Materials constitutes a recommendation or solicitation to use the Gearbox Application, Gearbox blockchain protocol, or any related software, products or services. Always make sure to verify that the information that you believe is provided by us is posted or communicated by our authorised representatives.

Third-Party Data

The Materials may also include references to third-party data and industry publications. Although we believe that such data is accurate and reasonable, there are no assurances as to the accuracy or completeness of this data. We have not independently verified any of the data from third-party sources referred to in the Materials or ascertained the underlying assumptions relied upon by such sources. Any reference to such third-party data and industry publications does not imply our endorsement thereof.

Forward-Looking Statements

The Materials contain forward-looking statements based on current expectations that involve a number of risks and uncertainties. All opinions, forecasts, projections, future plans or other statements other than statements of historical fact, are forward-looking statements.

Any development plans and projections, business projections, future functionality and projected performance of the Gearbox project, Gearbox Application, Gearbox blockchain protocol, as well as prospects and future events related to any industry, are forward-looking statements. Forward-looking statements by their nature address matters that are, to different degrees, uncertain or unknown. We can give no assurance that any forward-looking statements will prove to have been correct. Actual events, results or outcomes could differ materially from what is stated in the forward-looking statement, and you should not rely on any such forward-looking statement. These risks and uncertainties include the impact of economic, competitive, technical and other factors affecting us, the Gearbox project, Gearbox Application, or Gearbox blockchain protocol, including, but not limited to, the following: development of science and technology, development of the industry, competition, regulatory uncertainty and government actions, the introduction of new regulations and laws, market changes, the performance of the Gearbox blockchain protocol or related products, other business and market conditions.

No Advice

No part of the Materials should be considered to be business, legal, financial, investment, or tax advice, or advice of a broker regarding any matters to which all or any part of such information relates. You should consult your own legal, financial, tax, or other professional advisors regarding any such information.

Interpretation

The terms “collateral”, “credit,” “leverage,” “derivative,” “borrow”, “lend,” “yield,” “invest,” and other similar terms, as may be used in the Materials, do not have a direct meaning and are not meant to be interpreted literally. Such terms are only being used to provide rough analogies between the automated operations of blockchain smart-contract systems and the real-world transactions.

No Liability

The Materials and Information are provided on an “as is” and “as available” basis, without warranty of any kind, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose and non-infringement.

To the maximum extent permitted by applicable laws and regulations, in no event shall we or any of our employees, directors, shareholders, officers, consultants, representatives, agents, or contractors be responsible for or held liable in connection with any direct, indirect, special, punitive, exemplary, incidental, or consequential damages or losses of any kind, nor shall such persons be liable for the loss of goodwill, loss of profits (including expected), loss of data, diminution of value, loss of profits or opportunities, and business interruption arising out of or in connection with the Materials, their use or reliance thereon, including without limitation, the accuracy, reliability, currency, veracity, or completeness of the Materials, any delays, inaccuracies or errors in, or in the transmission of, the Materials, or the use of or reliance on the Materials, whether based upon breach of warranty or contract, negligence, strict liability, tort, or any other legal theory, regardless of whether we have been advised of the possibility of such damages or losses.

Compliance Wallet Screening

Gearbox has implemented Crystal Intelligence for compliance screening of wallets used within the interface.

When connecting a wallet for the first time or attempting a deposit, Gearbox conducts a compliance screening process through Crystal Intelligence to maintain a safe and lawful use of the interface. This ensures adherence to international Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations as well as compliance with global crypto regulatory requirements.

Crystal Intelligence utilizes on-chain data to detect and report risks, including sanctions violations, terrorism financing, hacked or stolen funds, ransomware, human trafficking, child sexual abuse material, fraudulent transactions, theft, and associations with sanctioned entities or blacklisted organisations. Additionally, extensive use of unlicensed exchanges, peer-to-peer (P2P) platforms, and certain decentralised applications (dApps) may also result in the system assigning a high-risk score to your wallet.

If we receive a risk warning regarding your wallet, your access to the web interface will be automatically blocked. This action helps protect the Gearbox community and complies with regulatory requirements. Please note that the outcome of this screening is final. We do not carry out manual evaluations, and there is no process for appeals or individual case consideration. This restriction applies to your use of the web application.

We ensure user privacy and do not collect or share additional personal data beyond what is necessary for compliance screening.

For more information, please check Documentation, Terms of Service, and Privacy Notice.